Updated for Finance Act 2025
Tax Calculator
Pakistan 2025-26.
Pakistan's most accurate income tax + salary tax calculator — real-time, slab-by-slab calculations for FY 2025-26. Verified against the FBR Finance Act 2025, PwC Tax Summaries, and KPMG Budget Brief.
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FY 2025-26
PKR
Annual: PKR 1,800,000
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PKR 72,000
≈ PKR 6,000/month·Effective 4.00%
Take-home · annual
₨1,728,000
Take-home · monthly
₨144,000
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Reference
Salaried tax slabsFY 2025-26
| # | Annual income (PKR) | Rate | Tax formula |
|---|---|---|---|
| 1 | Up to ₨600,000 | 0.00% | 0.00% of excess |
| 2 | Above ₨600,000 to ₨1,200,000 | 1.00% | 1.00% of excess |
| 3 | Above ₨1,200,000 to ₨2,200,000 | 11.00% | ₨6,000 + 11.00% of excess |
| 4 | Above ₨2,200,000 to ₨3,200,000 | 23.00% | ₨116,000 + 23.00% of excess |
| 5 | Above ₨3,200,000 to ₨4,100,000 | 30.00% | ₨346,000 + 30.00% of excess |
| 6 | Above ₨4,100,000 & above | 35.00% | ₨616,000 + 35.00% of excess |
Year-over-year
Tax calculator: 2023-24 vs 2024-25 vs 2025-26
Side-by-side annual income tax for salaried Pakistanis across the last three Finance Acts. Use this to see exactly how the 2025-26 reforms changed your take-home pay versus the previous year.
| Monthly salary | FY 2023-24 annual tax | FY 2024-25 annual tax | FY 2025-26 annual tax | 2024-25 → 2025-26 |
|---|---|---|---|---|
| ₨100,000/mo | ₨15,000 | ₨30,000 | ₨6,000 | −₨24,000 |
| ₨150,000/mo | ₨90,000 | ₨120,000 | ₨72,000 | −₨48,000 |
| ₨200,000/mo | ₨165,000 | ₨230,000 | ₨162,000 | −₨68,000 |
| ₨300,000/mo | ₨435,000 | ₨550,000 | ₨466,000 | −₨84,000 |
| ₨500,000/mo | ₨1,095,000 | ₨1,365,000 | ₨1,281,000 | −₨84,000 |
| ₨1,000,000/mo | ₨3,195,000 | ₨3,811,500 | ₨3,685,290 | −₨126,210 |
Salaried individual rates only. Calculated live from FBR Finance Acts via FileKero's open tax JSON API. Need a different year? Tax calculator 2026-27 →
Coming next · Budget 2026
FY 2026-27 slabs land in early June 2026.
Get a provisional 2026-27 estimate today using the Finance Act 2025 baseline — auto-updates the moment the federal budget is announced.
Common salaries
Tax on common Pakistani salaries (FY 2025-26)
Direct lookups for the most-searched monthly salary brackets in Pakistan. Each page shows annual tax, monthly deduction, take-home pay and the slab-by-slab breakdown.
Tax on ₨50,000/mo
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Tax on ₨75,000/mo
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Tax on ₨100,000/mo
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Tax on ₨125,000/mo
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Tax on ₨150,000/mo
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Tax on ₨175,000/mo
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Tax on ₨200,000/mo
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Tax on ₨250,000/mo
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Tax on ₨300,000/mo
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Tax on ₨400,000/mo
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Tax on ₨500,000/mo
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Tax on ₨750,000/mo
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Tax on ₨1,000,000/mo
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FAQ
Frequently asked questions
How is income tax calculated on salary in Pakistan for 2025-26?
Pakistan uses progressive taxation. The first PKR 600,000 of annual salary is tax-free. Above that, income is taxed slab-by-slab: 1% on 600k–1.2M, 11% on 1.2M–2.2M, 23% on 2.2M–3.2M, 30% on 3.2M–4.1M, and 35% above 4.1M. A 9% surcharge applies if total income exceeds PKR 10 million.
What is the tax-free salary limit in Pakistan?
For tax year 2025-26, the tax-free limit for salaried individuals is PKR 600,000 per year (PKR 50,000 per month). This threshold has remained unchanged from previous years.
How much tax do I pay on PKR 100,000 monthly salary?
On a monthly salary of PKR 100,000 (annual PKR 1,200,000) for FY 2025-26, your annual income tax is PKR 6,000, which is approximately PKR 500 per month. This is a major reduction from FY 2024-25 when the same salary attracted PKR 30,000 annually.
What is the difference between salaried and AOP tax rates?
Salaried individuals (where salary is more than 75% of total income) get preferential rates starting at 1% above PKR 600k. AOP (Association of Persons) and non-salaried individuals face significantly higher rates starting at 15% above PKR 600k, rising to 45% above PKR 5.6 million.
How are freelancers taxed in Pakistan?
Freelancers exporting IT/IT-enabled services pay a final tax of 1% on export income (Section 154A), reduced to 0.25% if registered with PSEB (Pakistan Software Export Board) via TechDestination. Income from local clients is taxed under standard slabs after deducting business expenses.
What is the 9% surcharge on salaried income above PKR 10 million?
Under the Finance Act 2025, salaried individuals with annual taxable income exceeding PKR 10 million pay an additional 9% surcharge on their calculated income tax (reduced from 10% in FY 2024-25). Non-salaried individuals and AOPs pay a 10% surcharge above the same threshold.
When do I need to file my tax return in Pakistan?
The annual deadline for filing income tax returns in Pakistan is September 30 each year (for the tax year ending June 30). Filing your return is mandatory if your annual income exceeds PKR 600,000 and ensures you stay on the Active Taxpayers List (ATL), which gives you reduced withholding tax rates.